Auto Insurance

Auto Insurance

At O'Grady Insurance, we understand that your vehicle is more than just a mode of transportation – it's your freedom. Our comprehensive auto insurance policies, sourced from multiple top providers, ensure that you and your loved ones are protected on every journey.

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What we offer

Liability Coverage

Liability coverage is essential for protecting yourself financially if you're found at fault in an accident. This coverage pays for bodily injury and property damage caused to others, ensuring that you are not personally liable for these expenses. Our liability policies offer generous limits to give you the protection you need.

With Liability

  • Protects against financial loss if you’re at fault in an accident
  • Covers bodily injury and property damage to others
  • Offers generous limits for comprehensive protection
What we offer

Collision Coverage

Accidents happen, and when they do, collision coverage ensures that your vehicle is repaired or replaced, regardless of who is at fault. This coverage is particularly important if you drive a newer or high-value vehicle. O'Grady Insurance provides collision policies that cater to various needs and budgets.

With Collision

  • Ensures vehicle repair or replacement regardless of fault
  • Essential for newer or high-value vehicles
  • Various policy options to fit your budget
What we offer

Comprehensive Coverage

Comprehensive coverage protects your vehicle against non-collision-related damages such as theft, vandalism, fire, and natural disasters. This all-encompassing policy ensures that you're covered for a wide range of potential incidents, providing you with complete peace of mind.

With Comprehensive

  • Protects against non-collision damages (theft, vandalism, fire, natural disasters)
  • Provides all-encompassing protection for peace of mind
  • Ensures coverage for a wide range of incidents
For Auto

Frequently Asked Questions

  • What factors affect my auto insurance premium?

    • Your driving record
    • The make and model of your vehicle
    • Your age and gender
    • Your location and driving environment
    • The coverage limits and deductibles you choose

  • Can I customize my auto insurance policy?

    • Yes, O'Grady Insurance offers customizable policies.
    • You can select different coverage options such as liability, collision, and comprehensive.
    • Additional benefits like roadside assistance and rental reimbursement can be added.
    • Our agents will work with you to tailor a policy that fits your specific needs.

  • What should I do if I’m involved in an accident?

    • Ensure safety first and call emergency services if necessary.
    • Exchange information with the other party involved.
    • Document the scene with photos and notes.
    • Report the accident to O'Grady Insurance as soon as possible.
    • Our agents will guide you through the claims process.

  • How can I lower my auto insurance premium?

    • Maintain a clean driving record.
    • Bundle your auto insurance with other policies like homeowners’ insurance.
    • Opt for a higher deductible, if financially feasible.
    • Take advantage of discounts for safe driving, multiple vehicles, or being a loyal customer.
    • Regularly review your policy with us to ensure you’re getting the best rate.

  • What is uninsured/underinsured motorist coverage, and do I need it?

    • This coverage protects you if you're involved in an accident with a driver who has insufficient or no insurance.
    • It covers medical expenses, lost wages, and other damages.
    • Given the high number of uninsured drivers, it’s highly recommended for added protection.
    • Our agents can help you understand the importance and benefits of this coverage.
Why choose us for your Auto Insurance?

Tailored Coverage Options

We understand that every driver’s needs are unique. Our personalized auto insurance policies are designed to provide comprehensive protection tailored to your specific circumstances. From basic liability to full coverage options, we ensure you get the right protection for your vehicle and peace of mind.

Competitive Rates

At O'Grady Insurance, we believe that top-notch coverage shouldn’t break the bank. We work with multiple top-rated insurance providers to offer you the best rates available. Our goal is to provide you with the most cost-effective solutions without compromising on coverage quality.

Exceptional Customer Service

Our dedicated team of experienced agents is committed to providing outstanding customer service. We take the time to listen to your needs, answer your questions, and guide you through the process of selecting the right auto insurance policy. Your satisfaction is our priority.

Proven Track Record

With over 45 years of experience in the insurance industry, O'Grady Insurance has built a reputation for reliability and trust. Our long-standing relationships with our clients and our community speak volumes about our commitment to excellence. When you choose us, you’re choosing a partner dedicated to your protection and well-being.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For homeowners

Comprehensive Homeowners' Insurance

Protecting your home and cherished memories is our priority. Our homeowners' insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your home is safeguarded against unexpected events.

Home Insurance
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