Director and Officers

Directors and Officers Insurance

As a company leader, your decisions impact every aspect of your business. Directors & Officers (D&O) Insurance from O'Grady Insurance provides essential protection for your executives, covering personal liabilities if they are sued for decisions made in their corporate roles. From small businesses to large corporations, D&O insurance ensures that your leadership team can operate confidently without fear of personal financial loss due to lawsuits.

What we offer

Key Coverage Features

Executive Liability:
Protects directors and officers from personal financial loss in legal actions related to their corporate roles.


Legal Defense Coverage: 

Covers legal fees and court costs for defending your executives in lawsuits.


Wrongful Acts:

Provides protection against claims arising from wrongful acts, errors, or mismanagement.


Breach of Duty:

Covers claims of failure to meet fiduciary responsibilities or duty of care.


Employment Practices:

Protects against employment-related lawsuits, including claims of harassment or wrongful termination.


Protect Your Leaders from Personal Financial Risk

O'Grady Insurance’s D&O policies provide essential protection for your executives, ensuring they aren’t personally liable for decisions made in the course of their duties. This protection allows them to lead with confidence, knowing their personal assets are safe.

What we offer

Safeguard Your Company’s Reputation and Stability

A lawsuit against your leadership team can damage your company’s reputation and financial health. O'Grady Insurance offers comprehensive coverage that protects both your executives and your business from the fallout of legal actions.

Employment Practices Coverage Included

Many D&O policies from O'Grady Insurance include Employment Practices Liability coverage, providing protection against claims like wrongful termination, discrimination, and harassment, helping you manage the risks associated with running a business.

For Commercial Property Insurance

Frequently Asked Questions

  • What is Directors & Officers (D&O) Insurance?

    D&O Insurance protects company executives from personal financial liability in lawsuits arising from their corporate roles.










  • Who needs D&O insurance?

    Any business with a leadership team—directors, officers, or board members—should consider D&O insurance to protect their personal assets from corporate lawsuits.











  • Does D&O Insurance cover legal fees?

    Yes, D&O Insurance typically covers legal defense costs, including attorney fees and court costs, for executives named in a lawsuit.











  • What types of claims are covered by D&O insurance?

    D&O Insurance covers claims such as wrongful acts, breach of fiduciary duties, mismanagement, and employment-related issues.












  • Is Employment Practices Liability included?

    Many D&O policies include Employment Practices Liability coverage, which protects against claims like wrongful termination or discrimination.

Why Choose Us for Your Commercial Property Insurance?

Comprehensive Protection for Your Leadership Team

O'Grady Insurance offers complete coverage for directors and officers, ensuring your executives are protected from personal financial losses due to legal actions related to their business decisions.

Tailored Policies for All Business Sizes



We understand that every business is different, and O'Grady Insurance provides customized D&O policies to meet the needs of both small businesses and large corporations. No matter your size, we ensure your leadership is well-protected.

 Inclusive Employment Practices Coverage

Our D&O policies often include Employment Practices Liability, offering additional protection against lawsuits related to employment issues. This added layer of coverage keeps your business and leadership team secure.

Dedicated Support with Expert Guidance

O'Grady Insurance is dedicated to providing expert guidance and support, helping you navigate the complexities of D&O coverage. Our team is here to ensure you have the right protection for your leadership and business operations.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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