Lessor's Risk

Lessor's Risk

As a property owner renting out commercial space, you need coverage that protects both your investment and your tenants. O'Grady Insurance offers Lessor’s Risk Insurance, designed to safeguard your property from liability, property damage, and other risks. With our tailored coverage, you can lease your property with confidence knowing you're protected against potential financial losses.

What we offer

Key Coverage Features

Property Damage Protection:
Coverage for damage to buildings you lease out.


Tenant Liability Coverage:

Protection from claims arising from tenant-related incidents.


Business Income Interruption:

Helps cover lost income if the property becomes unusable due to a covered event.


Fire and Water Damage: 

Covers repairs and restoration in the event of fire or water-related damage.


Legal Defense:

Provides coverage for legal costs associated with liability claims.

Customized Coverage for Property Owners

O'Grady Insurance understands the specific risks that property owners face. Our Lessor’s Risk Insurance is customized to protect your property, tenants, and income from common risks like fire, liability, and loss of business income. We provide peace of mind, so you can focus on managing your investment.

What we offer

 Expert Support for Your Property Insurance Needs

Our experienced team will guide you through the insurance process, ensuring you understand your options and select the right coverage. We provide ongoing support, so you're never left without help when managing claims or adjusting policies.

Comprehensive Protection for Long-Term Security

Our Lessor’s Risk policies offer complete coverage to protect your property over the long term. From damage to the building to tenant-related liabilities, O'Grady Insurance ensures that your commercial property remains secure against a wide range of risks.

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Frequently Asked Questions

  • What is Lessor’s Risk Insurance?

    Lessor’s Risk Insurance provides property and liability coverage for landlords who rent out commercial spaces.







  • Does this insurance cover my tenants' belongings?

    No, tenants need their own renters insurance to cover personal property. Lessor's Risk Insurance covers the building and landlord liability.








  • Will this policy cover loss of rental income?

    Yes, if the property becomes unusable due to a covered event, business income coverage can help replace lost rental income.







  • Do I need Lessor’s Risk if my tenants have liability insurance?

    Yes, because Lessor’s Risk Insurance covers your liability as the property owner, which is different from tenant liability.







  • Can I adjust my coverage as my property changes?

    Yes, our policies are flexible and can be adjusted based on the needs of your property and tenants.







Why Choose Us for Your Commercial Property Insurance?

Tailored Solutions for Property Owners

We specialize in Lessor’s Risk Insurance, offering personalized coverage designed to protect your commercial rental properties. O'Grady Insurance ensures you're covered against common risks like property damage and liability claims.

Protection for Your Property and Income

Our policies are designed to safeguard not only your physical property but also your rental income. Whether it’s fire damage or a lawsuit, O'Grady Insurance keeps your investment secure, ensuring uninterrupted business.

Experienced in Commercial Property Insurance

Our team has extensive experience in commercial property insurance, providing expert advice and personalized service. We’ll guide you in selecting the right coverage, so you never have to worry about gaps in protection.

Dedicated Claims Support

We offer prompt and efficient claims support to help you get back on your feet quickly. Our team is here to handle the complexities of claims, so you can focus on running your rental business with confidence.

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Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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