Liquor Liability

Liquor Liability Insurance

Serving alcohol can enhance your business, but it also comes with significant risks. Liquor Liability Insurance from O'Grady Insurance is designed to protect establishments that serve alcohol, covering legal claims and financial losses associated with alcohol-related incidents. Whether you operate a bar, restaurant, or event venue, this coverage ensures you're prepared for unexpected situations.

What we offer

Key Coverage Features

Alcohol-Related Incidents:
Protects against claims arising from injuries or damages caused by intoxicated patrons.


Bodily Injury and Property Damage: 

Covers injuries or damages caused by your patrons due to their consumption of alcohol.


Coverage for Events:

Extends coverage to alcohol service at private or public events.


Settlement Costs:

Pays for settlements or judgments awarded against your business in liquor-related lawsuits.


Legal Defense Costs:

Covers legal fees and defense costs for claims related to alcohol service.


Specialized Coverage for Alcohol-Serving Businesses

O'Grady Insurance provides tailored Liquor Liability Insurance designed specifically for establishments that serve alcohol. This ensures you have the right coverage to protect against the unique risks associated with alcohol service.

What we offer

Protect Your Business and Assets

Alcohol-related incidents can lead to costly lawsuits that threaten your business's financial health. With O'Grady Insurance, you can rest assured that your assets are protected, allowing you to focus on providing exceptional service.

 Expert Support and Guidance

Our experienced team understands the complexities of liquor liability and is here to help you navigate your coverage options. We provide expert guidance to ensure you have the protection you need for your business.

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Frequently Asked Questions

  • What is Liquor Liability Insurance?

    Liquor Liability Insurance protects businesses that serve alcohol from claims arising from alcohol-related incidents, such as injuries or damages caused by intoxicated patrons.











  • Do I need Liquor Liability Insurance if I have General Liability Insurance?

    Yes, Liquor Liability Insurance is essential for businesses that serve alcohol, as it specifically covers risks related to alcohol service that may not be included in General Liability policies.












  • What types of businesses need this coverage?

    Bars, restaurants, event venues, and any business that serves alcohol should consider Liquor Liability Insurance.












  • Does this insurance cover events where alcohol is served?

    Yes, many Liquor Liability policies provide coverage for alcohol service at private and public events.













  • How can I get a Liquor Liability Insurance quote?

    Contact O'Grady Insurance to discuss your business's needs, and we will provide a customized quote based on your specific coverage requirements.













Why Choose Us for Your Commercial Property Insurance?

Tailored Protection for Alcohol-Serving Businesses

O'Grady Insurance specializes in Liquor Liability coverage, ensuring that your business has the specific protection it needs against alcohol-related risks. Our tailored policies provide peace of mind for business owners.

Comprehensive Coverage Options



We understand the unique challenges faced by businesses that serve alcohol. Our comprehensive coverage options protect your business from various risks associated with alcohol service, so you can operate with confidence.

Experienced Team to Support Your Needs

Our knowledgeable team has experience in the liquor industry and is ready to help you find the right coverage for your establishment. We’re committed to providing excellent support tailored to your business's requirements.

Fast Claims Processing

In the event of a claim, our efficient claims processing ensures you receive timely support. We work quickly to address your needs, allowing you to focus on running your business.

We have insurance solutions for you

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Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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