Condo Associations
At O'Grady Insurance, we know that running a condo association comes with unique responsibilities. Protecting your property, common areas, and residents requires specialized coverage. Our Condo Association Insurance offers comprehensive protection to ensure that every aspect of your community is secure, allowing you to focus on what matters—your residents.
What we offer
Key Coverage Features
Property Damage Coverage:
Protects against damage to shared structures and common areas.
Liability for Common Areas:
Covers liability in areas such as pools, gyms, and lobbies.
Directors and Officers Liability:
Shields association board members from personal liability.
Equipment Breakdown:
Covers essential systems like HVAC, elevators, and more.
Legal Expense Coverage:
Provides for legal costs in the event of a lawsuit.
Tailored Protection for Condo Associations
We offer insurance designed specifically for the unique needs of condo associations. Whether it’s coverage for property damage or liability for common areas, O'Grady Insurance provides comprehensive protection that gives you peace of mind.
What we offer
Expertise in Condo Insurance
Our experienced team understands the specific risks associated with condo associations. We use our expertise to ensure that your coverage addresses all aspects of managing a community, from property maintenance to legal responsibilities.
Flexible and Comprehensive Policies
Our policies can be customized to fit the size and needs of your condo association. With O'Grady Insurance, you can adjust your coverage to match the growth of your community or changes in regulations, ensuring you're always properly protected.
For Commercial Property Insurance
Frequently Asked Questions
What does Condo Association Insurance cover?
It typically covers property damage, liability for common areas, and protection for board members through Directors & Officers liability.
Is liability coverage for common areas mandatory?
Yes, it’s important to have liability coverage for shared spaces like gyms and pools to protect against injury claims.
Does this insurance protect individual condo owners?
Condo Association Insurance primarily covers shared areas and common elements. Individual owners need their own policies for their personal units.
What is Directors & Officers Liability?
This coverage protects board members from lawsuits related to decisions they make on behalf of the association.
Can coverage be customized as the association grows?
Absolutely. Our policies are designed to be flexible, allowing you to adjust coverage as your condo community changes.
Why Choose Us for Your Commercial Property Insurance?
Specialized Coverage for Condo Associations
We understand the unique risks that condo associations face. Our policies are designed to protect both the association and individual condo owners from liability and property risks. O'Grady Insurance provides the tailored coverage your association needs.
Comprehensive Protection for Common Areas
Our Condo Association Insurance includes coverage for common areas such as lobbies, pools, and gyms. This ensures that your association is protected from liability claims and property damage in shared spaces. With O'Grady Insurance, your community is secure.
Exceptional Customer Service
We provide dedicated support to ensure you get the right coverage and answers to all your questions. Our team is committed to making sure your association is well-protected with a comprehensive, easy-to-manage policy. With O'Grady Insurance, you're never alone in managing your risks.
Flexible Policy Options
Our policies grow with your association. As your community expands or changes, we’ll help you adjust your coverage to ensure ongoing protection. At O'Grady Insurance, we make sure you’re never underinsured.
We have insurance solutions for you
For auto owners
Customized Auto Insurance Policies
Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.
For businesses
Tailored Insurance Solutions for Your Business
Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.
