Commercial Umbrella

Commercial Umbrella Insurance

Your business needs more than just standard liability coverage to stay protected. O'Grady Insurance’s Commercial Umbrella Insurance provides an extra layer of security, covering claims that exceed your general liability, commercial auto, or other liability policies. Protect your business from high-cost lawsuits and claims with a policy that extends your coverage and keeps your operations safe from unexpected financial burdens.

What we offer

Key Coverage Features

Excess Liability Coverage:
Provides additional coverage beyond your underlying policies.


Extended Protection:

Covers claims that exceed the limits of general liability, auto, and employer’s liability.


Legal Defense Costs:

Covers legal fees if you're involved in an expensive lawsuit.


Crisis Management Support:

Offers assistance for handling public relations and communication during claims.


Worldwide Coverage:

Extends your liability protection to international claims.

Extra Protection for Growing Businesses

As your business grows, so does the risk of larger claims. Commercial Umbrella Insurance from O'Grady Insurance extends your liability coverage, ensuring your business is fully protected from financial loss due to large lawsuits or claims.

What we offer

Protect Against Unexpected Catastrophic Events

With Commercial Umbrella Insurance, you're covered for the unexpected. If a major claim exceeds the limits of your general liability or other policies, our umbrella coverage steps in to protect your business from devastating financial costs.

Affordable Coverage for Maximum Security

O'Grady Insurance provides affordable Commercial Umbrella policies that offer significant financial protection. We help you safeguard your business at a reasonable cost, ensuring you’re protected without overstretching your budget.

For Commercial Property Insurance

Frequently Asked Questions

  • What is Commercial Umbrella Insurance?

    It provides additional liability coverage when the limits of your underlying policies are exhausted.






  • Does Umbrella Insurance cover all types of claims?

    It generally covers excess liability claims related to general liability, commercial auto, and employer’s liability policies but does not cover everything, such as professional errors.







  • When would I need an umbrella policy?

    If a claim exceeds the limits of your general liability or other policies, an umbrella policy can cover the remaining costs.








  • Is umbrella coverage expensive?

    Umbrella policies are typically affordable and offer significant extra protection, making them cost-effective for businesses.








  • Can I get umbrella coverage for international claims?

    Yes, many umbrella policies provide global coverage for businesses operating internationally.








Why Choose Us for Your Commercial Property Insurance?

Enhanced Protection for Peace of Mind

O'Grady Insurance offers Commercial Umbrella Insurance to help businesses extend their protection against high-cost claims. With our policies, you gain peace of mind knowing you’re covered beyond standard liability limits.

Comprehensive Coverage That Fits Your Needs

Our umbrella policies are designed to complement your existing coverage. Whether you need protection from larger general liability claims or auto-related incidents, we provide tailored coverage to fit your business's specific needs.

Affordable Solutions for Maximum Coverage

We offer affordable umbrella insurance that gives your business the extra protection it needs without a hefty price tag. O'Grady Insurance ensures you get the best value for your coverage.

Fast and Responsive Claims Assistance

Our team is dedicated to providing fast and effective support when you need it most. We handle claims efficiently, so your business can continue running smoothly while we manage the details.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

Get a quote
For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

Business insurance
Share by: