Contractor Liability

Contractor's Liability

At O'Grady Insurance, we understand the unique risks that contractors face on job sites and in business operations. Our Contractor Liability Insurance is designed to protect you from lawsuits and claims arising from bodily injury, property damage, or accidents. Whether you're a general contractor, plumber, electrician, or any other type of tradesman, we offer the tailored coverage you need to protect your business from liability risks.

What we offer

Key Coverage Features

Bodily Injury Protection:
Coverage for accidents or injuries that occur on your job site.


Property Damage:

Protects against claims for damages caused to a client’s property while working.


Completed Operations:

Covers liability for damages that occur after a project is finished.


Tools & Equipment Coverage:

Protection for your tools and equipment from loss, damage, or theft.


Legal Defense Costs:

Covers the costs of defending your business in court if a lawsuit arises.

Built for Contractors, by Experts

At O'Grady Insurance, we specialize in understanding the specific risks contractors face. Our Contractor Liability Insurance is designed with your unique needs in mind, ensuring your business is fully protected from liability claims, whether they arise during or after a project.

What we offer

Protect Your Business Reputation

One lawsuit can damage your business's reputation and financial health. With our Contractor Liability Insurance, you'll have the peace of mind that your business is protected against claims, so you can focus on building your reputation—not defending it in court.

Affordable, Comprehensive Coverage

We know that running a contracting business involves managing costs carefully. That’s why we offer Contractor Liability Insurance at competitive rates, ensuring you get the protection you need without breaking the bank.

For Commercial Property Insurance

Frequently Asked Questions

  • What is Contractor Liability Insurance?

    Contractor Liability Insurance protects contractors from financial losses related to property damage, bodily injury, or legal claims arising from their work.




  • Do I need Contractor Liability Insurance for small projects?

    Yes, liability risks exist regardless of the project size. Even small projects can result in costly claims if an accident or damage occurs.





  • What does Completed Operations coverage include?

    Completed Operations coverage protects your business from liability claims related to work completed after the project is done.




  • Is Contractor Liability Insurance required by law?

    While it may not be required by law, most clients and contracts require contractors to carry liability insurance.




  • Can I add Tools & Equipment coverage to my policy?

    Yes, O'Grady Insurance offers customizable options that allow you to add protection for tools and equipment.




Why Choose Us for Your Commercial Property Insurance?

Industry-Specific Expertise

We understand the unique risks contractors face and offer coverage designed for your business. Our policies are tailored to meet the demands of your specific trade, ensuring maximum protection. With O'Grady Insurance, you can focus on your projects, knowing you're covered.

Flexible and Customizable Policies

Our Contractor Liability Insurance is fully customizable to suit your business's needs. You can adjust your coverage as your business grows or takes on new types of work. This flexibility ensures you’re always protected, no matter the job.

Dedicated Customer Support

We provide personalized service to guide you through the insurance process. Our team is always available to answer questions and offer advice, giving you peace of mind. When you partner with O'Grady Insurance, you get the support you need when you need it.

Fast and Reliable Claims Support

In the event of a claim, our team is here to help you navigate the process quickly and efficiently, minimizing disruption to your business.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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