Restaurants Insurance

Restaurants Insurance

Owning and operating a restaurant comes with its own set of challenges and risks. O'Grady Insurance offers comprehensive Restaurant Insurance designed to protect your culinary business from various liabilities. Whether you serve food, drinks, or both, our tailored coverage ensures you’re prepared for the unexpected.

What we offer

Key Coverage Features

General Liability:
Covers claims for bodily injury or property damage occurring on your restaurant premises.


Property Insurance:

Protects your restaurant’s building, equipment, and inventory from damage or loss.


Liquor Liability:

Provides coverage for claims arising from alcohol-related incidents in your establishment.


Workers’ Compensation:

Covers medical costs and wages for employees injured while working.


Business Interruption Insurance:

Offers financial support to cover lost income during temporary closures due to covered losses.

Comprehensive Coverage for Every Aspect of Your Restaurant

O'Grady Insurance understands the unique needs of the restaurant industry and offers comprehensive coverage options tailored specifically for your business. Our policies ensure that all aspects of your operation are protected.

What we offer

Peace of Mind for Business Owners

With the right insurance in place, you can focus on what you do best—creating delicious food and providing excellent service. Our Restaurant Insurance gives you peace of mind, knowing that you’re covered against unexpected risks.

Dedicated Support from Industry Experts

Our team of insurance experts is knowledgeable about the restaurant industry and committed to providing personalized service. We are here to help you navigate your insurance needs and ensure you have the right coverage.

For Commercial Property Insurance

Frequently Asked Questions

  • What types of businesses need Restaurant Insurance?

    Any business that prepares and serves food, including cafes, diners, bars, and fine dining restaurants, should consider Restaurant Insurance.












  • What does Restaurant Insurance cover?

    Restaurant Insurance typically covers general liability, property damage, liquor liability, workers’ compensation, and business interruption.













  • Is Liquor Liability included in Restaurant Insurance?

    Liquor Liability is often an additional coverage option that can be included in a Restaurant Insurance policy, depending on your business's needs.













  • How can I save on Restaurant Insurance?

    Consider bundling your policies, implementing risk management practices, and maintaining a good safety record to potentially lower your premiums.














  • Can I customize my Restaurant Insurance policy?

    Yes, O'Grady Insurance offers customizable policies to meet the specific needs of your restaurant business, ensuring you get the coverage you need.














Why Choose Us for Your Commercial Property Insurance?

Tailored Solutions for the Restaurant Industry



O'Grady Insurance specializes in Restaurant Insurance, offering tailored coverage options that address the unique risks of the culinary business. Our focus on your industry ensures you receive the protection you need.

Comprehensive Coverage to Protect Your Business

We provide comprehensive insurance solutions designed to cover all aspects of your restaurant, from liability to property damage. Our goal is to ensure your business is well-protected against unforeseen challenges.

Experienced Team with Restaurant Knowledge

Our knowledgeable team understands the restaurant industry's ins and outs. We’re dedicated to offering personalized support to help you find the right coverage for your specific needs.

Fast and Efficient Claims Support

In the event of a claim, we prioritize fast and efficient processing to minimize disruptions to your business. Our support team is here to guide you through the process and ensure a smooth experience.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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