Professional Liability

Professional Liability Insurance

Mistakes happen, even in the most professional settings. Professional Liability Insurance from O'Grady Insurance is designed to protect your business from claims of negligence, errors, or omissions that arise from your services. Whether you're a consultant, lawyer, or healthcare provider, this coverage shields you from costly lawsuits and protects your reputation.

What we offer

Key Coverage Features

Error and Omission Protection:
Covers claims resulting from mistakes or failures in providing professional services.


Legal Defense Coverage: 

Pays for legal fees and defense costs if your business is sued.


Negligence Claims:

Protects against accusations of negligence in your professional work.


Work Performance Coverage:

Provides protection if a client is dissatisfied with your services and takes legal action.


Settlements and Judgments:

Covers settlements or judgments awarded against you in professional liability lawsuits.

Tailored Protection for Your Professional Services

O'Grady Insurance offers customized Professional Liability policies to meet the specific needs of your profession. From consultants to healthcare professionals, we ensure you have the coverage that fits the unique risks you face.

What we offer

Protect Your Reputation and Financial Health

A professional error or omission could lead to costly legal battles and reputational damage. With O'Grady Insurance, you’re protected from the financial fallout of lawsuits, so you can focus on maintaining your business reputation and stability.

Fast, Efficient Claims Handling

In the event of a lawsuit, time is critical. O'Grady Insurance provides swift and efficient claims handling, ensuring that your legal defense is managed promptly so you can minimize the impact on your business.

For Commercial Property Insurance

Frequently Asked Questions

  • What does Professional Liability Insurance cover?

    It covers claims against your business related to errors, omissions, or negligence in providing professional services.









  • Is this insurance necessary for all professionals?

    Yes, any business offering professional services or advice should have Professional Liability Insurance to protect against claims of negligence or mistakes.










  • What’s the difference between Professional Liability and General Liability Insurance?

    General Liability covers physical injuries or property damage, while Professional Liability covers errors, omissions, or negligence related to your professional services.










  • Will this insurance cover legal fees?

    Yes, Professional Liability Insurance typically covers legal defense costs, including attorney fees and court costs.











  • Does this cover breach of contract claims?

    Yes, in many cases, Professional Liability Insurance can cover breach of contract claims if they are related to your professional services.











Why Choose Us for Your Commercial Property Insurance?

Industry-Specific Coverage for Professionals



At O'Grady Insurance, we understand the unique risks professionals face. Our tailored policies ensure that you’re fully covered, regardless of your field, so you can focus on what you do best without worrying about lawsuits.

Protection from Legal and Financial Consequences

We know how important it is to safeguard your reputation and finances. Our Professional Liability Insurance helps you manage the costs of legal defense and settlements, ensuring that your business stays financially stable.

Fast, Expert Claims Management

Our experienced team works swiftly to handle claims, offering you expert support throughout the legal process to minimize the stress on your business.

Flexible Coverage to Fit Your Needs

We offer flexible Professional Liability policies that can be adjusted as your business grows or changes. Whether you’re a solo consultant or a large firm, we’ve got you covered.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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