Commercial Liability

Commercial Liability

At O'Grady Insurance, we know that running a business comes with inherent risks. Our Commercial Liability Insurance is designed to protect your company from third-party claims for bodily injury, property damage, and other liabilities that can arise during everyday operations. With the right coverage in place, you can focus on running your business while we handle the risks.

What we offer

Key Coverage Features

Bodily Injury Coverage:
Protection from claims if someone is injured on your business property.


Property Damage Liability:

Covers accidental damage to a third party’s property.


Product Liability:

Protection against claims that your products caused harm or damage.


Personal and Advertising Injury:

Covers lawsuits related to libel, slander, or false advertising.


Medical Payments: 

Covers medical expenses if a third party is injured on your premises.


Broad Protection for Your Business

O'Grady Insurance’s Commercial Liability coverage protects you from a wide range of risks, including accidents, injuries, and property damage. With our policies, your business is safeguarded against the financial burden of lawsuits and claims.

What we offer

Tailored Solutions for Every Industry

No matter what industry you're in, O'Grady Insurance can tailor commercial liability coverage to your unique business needs. We offer flexible options to ensure that your policy matches the specific risks of your business.

Focus on Business Growth, Not Legal Risks

We understand that managing a business involves focusing on growth and operations, not worrying about legal threats. Our commercial liability coverage gives you the peace of mind to focus on your business, knowing that you're protected from costly claims.

For Commercial Property Insurance

Frequently Asked Questions

  • What is Commercial Liability Insurance?

    Commercial liability insurance protects businesses from claims related to third-party injuries, property damage, and legal liabilities.





  • Who needs Commercial Liability Insurance?

    Any business that interacts with clients, customers, or the public should have commercial liability insurance to protect against potential claims.






  • Does Commercial Liability Insurance cover product liability?

    Yes, product liability coverage can be included in your commercial liability policy to protect against claims related to the products you sell or manufacture.





  • Will Commercial Liability Insurance cover legal fees?

    Yes, commercial liability policies typically cover legal defense costs if your business is sued.





  • How much Commercial Liability coverage do I need?

    The amount of coverage you need depends on the size and nature of your business. Our team can help you assess your risks and determine the right level of coverage.





Why Choose Us for Your Commercial Property Insurance?

Comprehensive Protection for All Business Sizes


We provide commercial liability coverage for businesses of every size. Whether you're a small business or a large corporation, we tailor coverage to fit your operations. With O'Grady Insurance, your business is protected from the financial burden of claims.

Industry-Specific Coverage Options


We offer customized liability coverage based on the specific risks of your industry. This ensures you’re fully protected against the unique challenges your business may face. Our expertise means you get precisely the coverage you need.

Experienced Insurance Professionals


Our team brings years of experience to help you select the best liability coverage. We understand the complexities of commercial insurance and offer expert guidance at every step. With O'Grady Insurance, you're in capable hands.

Quick and Efficient Claims Process


We prioritize fast and hassle-free claims processing, allowing you to focus on running your business. Our streamlined process ensures you get the support you need when it matters most. O'Grady Insurance is committed to making claims as stress-free as possible.

We have insurance solutions for you

For auto owners

Customized Auto Insurance Policies

Looking for the perfect auto insurance coverage that fits your unique needs? O'Grady Insurance specializes in providing tailored auto insurance solutions, ensuring you get the best protection for your vehicle without any hassle.

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For businesses

Tailored Insurance Solutions for Your Business

Protecting your business and way of life is our priority. Our business insurance policies are designed to offer comprehensive coverage, giving you peace of mind knowing that your business is safeguarded against unexpected events.

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